The movie starts out interesting as a look into Chinese investment banking industry. Brokers are pressured to sell investments. They are pushing BRIC, a portfolio of 20 stocks that invests in firms in Brazil, India, and China...something I personally wouldn't mind owning. It is "high risk." The bank charges 2%. People on low fixed incomes are allowed to invest their life savings in the deal. Teresa (Denise Ho) is one such broker who is torn between ripping people off and doing her job.Yuen (Hoi-Pang Lo) hates the banking system and keeps his money in liquid savings. When the EU economy crashes, its ripple effect hits Chinese investors. Yuen is now rich as he has money to loan at 30% interest rates. Given a window of opportunity, Teresa manages to obtain a bag of money belonging to Yuen, a man who seems to disgust her. The film's idea of humor is to make puns of BRIC and brick. And:Who ordered noodles before the banquet? The fat guy over there.Later it does engage in more sophisticated humor, even a bit of mild irony.I was more fascinated when they made an arrest. They said something similar to the Miranda rights and offered the criminal a hood to wear to shield himself from the public, unlike in the US where the cops parade criminals around the police station doing "the walk of shame." Inspector Cheung (Richie Ren) is a straight laced detective/ police officer. His wife Connie (Myolie Wu) wants to lease an apartment out of their price range.The crime syndicate is a brotherhood, so everyone is confusingly called "brother" or "sister" or "older sister" or "Fourth brother." It is difficult to tell who is blood related and who is not, possibly a translation issue. The gangsters, banking, gambling, and investment industries are all related in this film. There is also a plethora of US name brand products in the background.The film shifts from the banking industry plot to the crime subplot. I initially thought they were chronological, but as it was they were concurrent and it takes you up to the point when they both come together. We then run the cop subplot through. At this point the film picks up.The story was mildly interesting, but what was more interesting was watching the Chinese operating Hong Kong like real capitalists. Most of the signs were still in English. I am giving the film 4 stars mostly due to the modern cultural insight into China and the promise it shows in Chinese film production. It was refreshing to see a Chinese film where the actors don't spend a lot of time fighting horizontally in the air, defying gravity.No f-bombs, sex, or nudity. Pretty Chinese women in short business skirts.

I'll start by stating that I'm a big fan of Johnnie To; I love his gangster stuff and his way of telling stories based on ramifications of character decisions, rather than a God of Fate who seems to propel 90% of American films. You could say that it's his trade mark and partly what makes his films so intense and realistic.Life Without Principle doesn't break this cycle - it has great characters and believable situations, but it just doesn't all come together.The story told via three separate characters who all intersect thanks to a bag full of money, what mainly drags it down is the scenes being too long. To tries to emphasise on how money and/or greed cause so many problems, and in the process we're dragged through 20 minutes of dull banking set inside one small room before the story switches to focus on the real story.The next character then runs around town trying to squeeze cash from everybody... again, hitting us with a sense of repetition that will test the patience of many a viewer. Bizarrely, Mr. Sung - the excellent villain we've come to expect from a To film - is introduced right at the end and all I could wonder was, "How different would this film have been had he been in it sooner?" And that was the problem: too much preaching and not enough entertainment.

Johnnie To, the Godfather of Hong Kong, is the doughtiest and arguably the only Hong Kong film auteur still safeguards the pedigree of the untainted spirit from its halcyon days, after the detrimental ramifications of the censorship battlefield with mainland Chinese policy, which put Hong Kong film industry into a retrograde quagmire, only from Johnnie To's prolific output one (especially for those who has witnessed or influenced by Hong Kong films' golden era, e.g. 1980-1997) can retrieve some salve from the bleak situation (underpins by the poignant slogan "Hong Kong Film is Dead!). LIFE WITHOUT PRINCIPLE has its clear-sighted objective dispassionateness, adopts 3 discrete narratives from a cop, a bank clerk and a Triad member (with tentative overlays) all converge with a parking lot homicide case, and intriguingly delineates the current situation in Hong Kong society under the background of Greece's ecumenic catastrophe, which reflects the anxiety and levity in normal citizens' mind set. A dowdy retired housewife falls prey to the callous investment chicanery, a vivid mirror image of millions of ourselves, bank system embezzles people's hard-earned savings, benefits from the (almost inclusive) profit while shunts all the risky liabilities to each account holder, a deep-rooted capitalism scourge on the modern society. Veteran actress Hang Shuen So conducts a visceral impersonation using her meager appearance as the cipher victim. Denise Ho (an out-of-the-closet lesbian singer and new actress) garnishes the office-confined monotony with her restrained tolerance and discontentment as the conscientious clerk, a subdued archetypal in the white-collar hierarchy. Versatile actor Ching Wan Lau is the Triad minion, pious to his boss and brothers, although time changes, the Triad business are at the low ebb now, but his foolhardiness resists with a perverse tenderness, in a time when brotherhood can be easily teased as homo-erotic metonymy, his loyalty is far-fetched but resonates with the gangster nostalgia which permeates the genre's best moments (To's ELECTION 2005, 8/10 and TRIAD ELECTION 2006, 8/10 are among the swan songs), Ching Wan Lau experiments a methodological mimicry with blinking-laden vivacity in his character's naive and befuddled persistence. The third thread germinates from Richie Ran's cop, which ruefully is the weakest link and casts a shadow to the development of the character's below-the-surface tension, the elevator incident with explosive serves the only chilly thrill of the film which feels insatiable for To's generic followers. The ending mercifully caters for a interim reprieve to the 3 protagonists, but To seems to be as unconvincing as the audiences, the fluke (gamble) is not an elixir, the stopgap is rickety, everyone is still caught in the spiderweb and the exit sign seems too far to reach.

The long-gestating Johnnie To movie 'Life Without Principle' chooses as its theme the interminable greed of mankind, set against the backdrop of the current financial crisis. Taking almost three years for the auteur to get it off the page onto the screen, it is also his most narratively complex film since 'Election', intertwining the stories of a bank employee, a cop and two triad gangsters over the course of one fateful day when the Greek economy essentially goes 'kaput'.Unfolding quite independently of each other at first, To requests the patience of his audience as he slowly builds up each narrative thread to flesh out the key characters. First in line is bank employee Teresa (Denise Ho), who is under pressure from the team manager to meet her sales targets for a new complex financial product before the New Year. She makes cold calls from a list of bank customers, the derision she faces enough to make one think twice about being mean to the person on the other end of the line in similar real-life situations.The focus of this segment is Teresa's persuasion of an elderly woman (So Hang-Shuen) to invest her life savings into a high-risk fund, despite the mismatch between the investment product and the client's risk appetite. The client laments about the bank's low interest rates on deposits, and Teresa sees an opportunity to be less than scrupulous- despite her nagging conscience. This is certainly a parallel between this and our very own DBS 'High Notes 5' saga not too long ago- and To mines the realities of this sequence to highlight the pitfalls many ordinary citizens often fall into when making poorly informed investment decisions.To also uses this segment to introduce two supporting characters- the balding loan shark Yuen (Lo Hoi-Pang) who gets robbed immediately after withdrawing five million from the bank; and the soon-to-be-married Connie (Myolie Wu) frustrated at her fiancée's reluctance at buying an apartment for investment. Yuen will figure later in the second story thread led by triad runner Panther (Lau Ching Wan) and his buddy Lung (Philip Keung), who runs an illegal business operation dabbling in Internet stock trading.Thanks to Lau's fine turn playing the exceedingly righteous Panther with just the right balance of levity and gravity, this is easily the most colourfully entertaining segment- and because of the gangster milieu also the one which To's fans will find most familiar. Using the first half to emphasise Panther's servility as he tries to post bail for a fellow triad honcho (Eddie Cheung), To's investment in character development pays off in understanding Panther's loyalty to Lung and the extent he is willing to go to help Lung out of his financial doldrums.The third, and perhaps least developed, story concerns Inspector Cheung (Ritchie Jen), whose dedication to his work is another reason for his fiancé Connie's frustration. Though Cheung is seen earlier crossing paths with Panther, it is Cheung's heroism saving another elderly man from committing suicide and his subsequent change in perspective that this segment is concerned with- though there Is a severely undercooked subplot involving Cheung's father's death from cancer and the fate of his young half-sister. This and the other two seemingly disparate plot threads only coalesce towards the last half hour of the film- but rest assured that To rewards your patience with a riveting conclusion that connects the various characters brilliantly, albeit with some degree of deus ex machina especially towards the end.But beyond the plotting, To's film is also extremely meaningful as a reflection of the interconnectedness of our livelihoods with the ups and downs of the world economy. Bearing great thematic relevance and prescience, the movie paints a stark picture of how the very wellbeing of ordinary and disparate folk can be affected so drastically by something happening on a different continent. It is also not afraid to expose the flaws within the growing complexities of our financial industries, which entraps the sweat-soaked dollars and cents of good hardworking people.If the above discourse on the film's themes isn't yet clear enough, then let us also state categorically that those looking for To's trademark shoot-em-up actioners will likely be disappointed. There is nary a shootout in sight, nor a bullet fired for that matter, but To's gamble to attempt a multi-strand narrative built around pertinent social issues (think 'Traffic', 'Crash' or even this autumn's 'Contagion') pays off handsomely- thanks also to solid acting from To's usual band of regulars and some expert editing from David Richardson. As the fruit of To's labour for the past three years, it also reaffirms his position as one of the best, if not the best, directors in Hong Kong today. www.moviexclusive.com